Sysco

The Dependent Care Flexible Spending Account (DCFSA) administered by Inspira (formerly PayFlex) is used to reimburse yourself for day care, day camp, or other expenses you pay because both you and your spouse work, your spouse goes to school full-time, or your spouse isn’t mentally or physically able to care for themself. The DCFSA is not for health care costs.

The IRS has rules about eligible expenses. Learn more on the IRS website and speak with your tax advisor.

Saving and Using Your DCFSA Dollars

• You can save from $100 to $5,000 each calendar year, unless you and your spouse file separate tax returns, in which case, the most you can save is $2,500.

• You can’t claim an expense using your FSA if you’ll also use that expense as a deduction or credit on your federal income tax return. Speak with your tax advisor for more information.

Keep things simple with the mobile app, where you can manage your account, make payments, withdrawals and deposits and use a bar code scanner to see if an item is an eligible expense.

If you have already downloaded the PayFlex mobile app, you will automatically be prompted to update it.

To learn more about managing your Inspira account, go here.

"Use It or Lose It" Rule

The DCFSA has a "use it or lose it" rule.

• Claims must be incurred during the plan year (January 1 – December 31) and submitted by March 15 of the following year to be eligible for reimbursement.
• Any money you do not use by the end of the year is forfeited.

Claim Forms & Guidelines

FSA claims can be quickly processed online through the Inspira website or app. For a hard copy of the DCFSA claim form, click here. For the FSA Claim Filing Guidelines, click here.  

Contribution Limits for Highly Compensated Employees

‍Discrimination testing is required on an annual basis to assure the plan has been implemented to the benefit of all employees and is not discriminating in favor of Highly Compensated Employees (HCEs). These tests may be performed throughout the year to ensure that the DCFSA will pass the official test at the end of the year. If the DCFSA fails discrimination testing, HCE participation in the DCFSA may be impacted. Sysco reserves the right to unilaterally reduce your annual DCFSA election amount to comply with IRS nondiscrimination requirements.