Medical Plan Look-Up

Not sure which medical plan you’re enrolled in for 2025? To find your plan, go to the Total Rewards Café.

ID Cards

If you enrolled in a Sysco-sponsored national medical plan for the first time, changed your medical plan election, or added or changed dependents for 2025, you will receive a medical ID card from Aetna in early January. You will not get a new medical plan ID card if you didn't change plans for 2025. You can download your ID card on the Aetna app. Learn more here.

In-Network Providers

You’ll get the best cost for care if you see an in-network provider, so make sure your current medical, dental, behavioral health, and other providers are in the Aetna network before using your benefits. Find an in-network provider here.

Add/Update Your Beneficiaries

Make sure your beneficiaries are added to your Life and Accidental Death and Disability (AD&D) coverages and 401(k) plan so your benefits go to the right people in the event of an unexpected loss. You can make changes to your AD&D beneficiaries at any time in the Total Rewards Café. Go to Fidelity to change your 401(k) beneficiaries.

401(k) Contribution Limits

The IRS limits the combination of your pre-tax, after-tax, Roth 401(k), and Company contributions to $23,500 in 2025. This includes any before-tax contributions you made to another employer plan within the same year.

Catch-up Contributions

• If you are age 50 to 59 or over 64, you’re eligible to make additional pre-tax contributions (unmatched) into your 401(k) up to a maximum of $7,500 in 2025.
• If you are age 60 to 63, you’re eligible to make additional pre-tax contributions (unmatched) into your 401(k) up to a maximum of $11,250 in 2025.
• You can change your contribution at any time.

Learn more here.

Health Savings Account (HSA) Contribution Limits

The 2025 IRS HSA contribution limits are $4,300 for individual coverage and $8,550 for family coverage levels. If you are age 55 or older, you can contribute an additional $1,000. Sysco contributes $250 for individual and $500 for family coverage to your HSA, which counts toward the IRS contribution limit. You can change your contribution at any time in the Total Rewards Café.

FSA Contribution Limits

Health Care Flexible Spending Account (HCFSA)

• In 2025, you can save from $60 to $3,300. (You will be able to carry over a maximum of $660 from 2025 to 2026 for use in 2026 ONLY if you enroll in the HCFSA for 2026.) Learn more here.

Limited Purpose Flexible Spending Account (LPFSA)

• In 2025, you can save from $60 to $3,300. (You will be able to carry over a maximum of $660 from 2025 to 2026 for use in 2026 ONLY if you enroll in the HCFSA for 2026.) Learn more here.

Dependent Care Flexible Spending Account (DCFSA)

• You can save from $100 to $5,000 each calendar year unless you and your spouse file separate tax returns, in which case, the most you can save is $2,500. Learn more here.

You may only change your contribution during Annual Benefits Enrollment or if you experience a qualifying life event.

Add Your Personal Email to Workday

If you haven’t already, add your personal email to your Workday profile today so you receive important benefits and coverage updates, especially if you’re on leave of absence or don’t have a Sysco email. Click here for details.