Review What's Changing for 2025

Read this mailer for an overview of changes and enhancements to your benefits for 2025.

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October 28-November 15

2025 Benefits Enrollment will be from October 28-November 15. You can see an overview of what's changing here but note that you may not be eligible for all benefits.

Plan Changes

There are no changes to your medical, dental, and vision benefits in 2025. We continue to offer the same Kaiser HMO and HMSA PPO, CompMed, and HPH plans, two dental plans, and a vision plan.

Sysco Benefits

To review the changes to your other Sysco benefits, click here. You should also review the Benefits Mailer sent to your home.

Benefits Rates

Due to rising healthcare costs and increases in claims, in 2025, dental rates will increase by an average of $1 to $2 a month, and medical rates will increase by an average of $6 to $8 a month. Your actual costs will vary based on the medical and dental plan you elect and your rate tier. You will notice a small decrease in your monthly vision rates for 2025.

The 2025 rates for all benefits will be available in the Total Rewards Café on October 28.

Rate Tiers

Beginning January 1, the medical plan rate structure is moving to wage bands based on regular earnings. For most colleagues, regular earnings will be your base salary as of October 1.

The rate tiers are:

  • Under $75,000
  • $75,000 to $150,000
  • Over $150,000

Your 2025 rates and rate structure will be available in the Total Rewards Café on October 28. Some colleagues may see additional rate increases due to this realignment.

Note: Domestic partner rates are post-tax and subject to imputed income. Consult your tax and/or financial advisor with questions.

Enroll for 2025

Most of your current benefit elections will carry forward to 2025. You do not need to actively enroll this year, unless you want to:

enroll   Make changes to your current benefits or enroll in benefits for the first time
hsa   Elect a Flexible Spending Account (FSA) contribution amount for 2025

Learn more about the medical plan options and Kaiser benefits available to our Hawaii colleagues.

Sysco offers Hawaii colleagues coverage options through two carriers: Kaiser Hawaii and HMSA. These are your four plan options. Preventive care is covered at 100% in all four plans.

  • Kaiser Hawaii HMO plan (in-network benefits only)
  • HMSA PPO Plan (in- and out-of-network benefits)
  • HMSA CompMed Plan (in- and out-of-network benefits)
  • HMSA HPH Plan (in-network benefits only)

Learn more about your Kaiser benefits here.

Kaiser HMO

The Kaiser health maintenance organization (HMO) emphasizes preventive care such as routine
office visits, physical exams, well-baby care, and immunizations, in addition to treatment for illness and injury. Your providers and facilities work together to provide you with quality medical care services. The Kaiser HMO provides access to routine services with your own PCP, inpatient hospital, laboratory, pharmacy, and other benefits.

HMSA PPO, CompMed, and HPH Plans

All three of the plans have an annual deductible of $0. The annual copayment maximum for all three plans is $2,500 for single coverage and $7,500 for family coverage. In all three of the plans, you pay copays for doctor’s and specialist visits. The copayment amount depends on the plan. For most other services you pay coinsurance, which varies depending on the service and the plan you are enrolled in.

Other Sysco Benefits

You can find details about your other Sysco benefits in the online Benefits Guide.

Important things to keep in mind as you enroll in, and use your Sysco benefits.

check Make Sure Your Current Providers are in the Network

Occasionally, providers move networks. Take a moment to make sure your providers are in the network.

check If Both You and Your Spouse or Domestic Partner Work at Sysco*

If you and your spouse or domestic partner are both eligible to enroll in the Sysco Health and Welfare plans, you can select one of the below enrollment options:

  1. You may each enroll independently/separately in Sysco benefits
    OR
  2. You may cover your spouse as an eligible dependent under your plan (or vice versa)

Please note – you cannot elect both option 1 and 2. No Sysco colleague can be covered as both a dependent and a colleague under the plan.

In addition, your child(ren) cannot be covered as a dependent by both you and your spouse or domestic partner. Only one of you can cover your eligible child(ren).

check If You are a New Hire

If you are a new hire, go to the New Hire page for valuable resources and information.

New Hire Resources

Learn more about medical plan options available to our Hawaii colleagues.

How to Enroll

If you need instructions for enrolling in your benefits, check out the comprehensive Enrollment Instructions. It walks you through the enrollment process, including enrolling, adding a dependent, adding or removing a tobacco surcharge, designating beneficiaries, and printing or saving your confirmation statement.

SyscoBenefits.com

Explore this site today and keep coming back throughout the year any time you have a benefits question. The online Benefits Guide provides details about your benefits. The interactive FAQs answer your questions. Find instructions on how to enroll. Explore helpful tools. It’s all here!

Make sure you take the right steps once you’ve explored all of your benefit options and made your selections.

Total Rewards Café

Once you’ve explored all of your benefit options and made your selections, log in to the Total Rewards Café.

  • If you are a current colleague, enroll during Annual Benefits Enrollment from October 28-November 15 for your 2025 benefits. Your benefits will be effective January 1, 2025.
  • If you are a new hire, you must enroll within 31 days of your date of hire. Once you have enrolled, your benefits will be effective on the first of the month on or after 31 days of employment or becoming newly-eligible.

If you do not enroll during Benefits Enrollment or within 31 days of your date of hire, you will not be able to enroll in or change your benefit until next year’s Benefits Enrollment, unless you experience a Qualified Status Change, like getting married or having a baby.

If you have questions or need assistance, call the Sysco Benefits Center at 800-55-SYSCO (1-800-557-9726).

Visit the Café

  • To enroll during the Benefits Enrollment period.
  • To make changes to your benefits during Benefits Enrollment or for a qualifying life event.
  • To see all of the ways that Sysco rewards you, beyond your benefits.
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Sysco Total Rewards Café logo. SyscoTotalRewards.com